Hale Accord

Hale Group LLC · Orange Beach, Alabama Licensed AL · FL · MS · LA — NFIP FCN Certified

Claims Dispute Resolution · Orange Beach, Alabama

Disputes end when both parties sign.

More than twenty years in property claims. 260+ attorney-represented files resolved through mediation and direct negotiation. Carriers retain Hale Accord to take over disputed portfolios and return closed files.

D. Hale, Principal — on file

251.583.6911 Refer a file

The Record — Register of Resolutions

Read the file before you hand one over.

Schedule A — Services

What carriers refer.

  1. i.Mediation

    Carrier representation in formal mediation, from position through executed settlement.

  2. ii.Attorney negotiations

    Direct engagement with plaintiff firms to resolve represented files without filing.

  3. iii.Pre-lawsuit resolution

    Intervention on disputed files while resolution is still a phone call, not a docket number.

  4. iv.Appraisal & ADR

    Appraisal proceedings and alternative dispute resolution under the policy's own provisions.

  5. v.Large loss & complex claims

    General adjusting on large, layered, or technically contested property losses.

  6. vi.Catastrophe management

    Storm rosters, workflow design, and quality review for surge inventories.

  7. vii.Commercial claims

    Commercial property losses adjusted from first scope through settlement.

Schedule B — Engagement

How an engagement runs.

  1. 01

    Portfolio review

    The carrier refers a disputed inventory — one file or several hundred. Each file is reviewed for posture, exposure, and the shortest route to resolution.

  2. 02

    Strategy per file

    Every file receives a resolution path — mediation, direct negotiation, or appraisal. No file waits in a queue.

  3. 03

    Resolution & reporting

    Files return closed: executed releases, documented reserves, and reporting the carrier's systems accept.

Exhibit A — Catastrophe Operations

Ida, Sandy, and five thousand files.

As Storm Manager for Hurricane Ida, Daniel Hale directed a team of thirty adjusters across more than two thousand claims, and led dispute resolution on a catastrophe portfolio exceeding five thousand — attorney-represented inventory included. The flood record runs from Superstorm Sandy reviews through 150+ flood supplements under NFIP.

The practice is built on carrier-side operations: homeowner division builds, workflow design, adjuster training, and fluency in the platforms carriers already run — so an outside specialist works inside the carrier's process from day one.

Schedule C — Licensure & Standing

Execution

Bring the file.

Every file accepted is worked to the same end: both parties signed, file closed.

D. Hale, Principal — on file

Refer a file

Countersignature — [Carrier]

251.583.6911 daniel@halegroup.ai